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                      Visa Vale

                      Visa Vale is Brazil's largest payment network for meal and grocery-related purchases. Visa Vale is a separate company from Cielo. The company is licensed to use the Visa brand and focuses on delivering meal and grocery-related benefits to company employees.

                      Both of Visa Vale's products-Refeição and Alimentação Visa Vale-were introduced into the market in 2003 and rapidly became a way for companies pay their employees' meal and grocery-related benefits, which, until that time, used to be given as vouchers. These products benefit companies that contract the solution, as well as bars, restaurants, supermarkets, merchants in the food business, and the employees who receive these cards.

                      To find out how the Refeição e Alimentação Visa Vale cards work, visit the website: www.visavale.com.br.

                      Copyright © 2009 Cielo