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                      Cielo

                      Making purchases and sales using electronic payments is much safer, faster and easier than with cash or checks. Making change is unnecessary and merchants run almost no risk of being robbed or defrauded. Payment is 100-percent guaranteed, and authorized by customers' banks, based on each customer's credit limit. This allows retailers to avert payment defaults and frees consumers from the paperwork associated with credit applications and credit bureau inquiries.

                      Also, from the cardholder point of view, electronic payments are practically synonymous with credit since they allow customers to finance their purchases or buy on credit. This means that electronic payments not only replace cash and check payments but are also more advantageous. Electronic payments are the new cash, preferred by individual as well as corporate cardholders, who increasingly use them to make company purchases. Accepting Visa cards means that you are part of the modern market and gives you the power to greatly increase your sales potential.

                      Cielo has the exclusive rights to process every domestic and international Visa card transaction made in Brazil. Cielo also provides solutions that monitor, capture and process transactions to help our partner banks and merchants implement or manage their own private label card.

                      Find out more about Cielo's full product offerings and the best fit for your business needs!

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