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                      Large Companies

                      Accepting Visa cards is always a good deal.

                      By joining the Cielo network, your company or chain will be able to offer your customers a series of advantages and conveniences that only the versatility of our products can assure.

                      With Visa cards, you can offer your customers an alternative to cash sales and give them the option of financing their purchases, a benefit that helps your company sell increasingly more. Cielo offers two types of financing, the conditions of which are dependent on prior approval:

                      The first type is Parcelado Loja , which is offered by the merchant—their credits are deposited, in installments, directly into their bank account. The second type is Parcelado Administradora , offered by the card issuing bank; it works just like a cash payment—that is, the merchant receives all of the funds at once.

                      Cielo develops solutions that are able to meet the specific needs of each industry and business size, in a constant effort to offer the best solution to our customers. For large companies such as yours, Cielo offers the EFT Solutions (Electronic Funds Transfer). EFT solutions integrate a company’s existing commercial automation system with Cielo’s systems. These solutions are developed by Cielo or by a “software house”—a company licensed by Cielo to enable merchants to accept Visa cards.

                      If your business already has an online store or if you have plans to start selling online, Cielo has the best solution. Verified By Visa, our exclusive system, enhances the security of online sales by adding an authentication process to payment. This authentication verifies whether the transaction is in fact being performed by the cardholder. Security, by the way, is one of Cielo’s main concerns. As the result of advanced technology solutions and strict procedures for sales authorization, our systems ensure safe sales—you avoid the risk of losing money as a result of stolen cards or payment defaults. Due to our sizeable investments in technology, 99% of all Visa card transactions in Brazil are conducted electronically.

                      Copyright © 2009 Cielo